chandranna bima death claim status new login

chandranna bima death claim status new login

The Chandranna Bima scheme aims to provide crucial support to families living below the poverty line (BPL) when they lose their primary breadwinner due to death or disability.  This scheme is designed to offer accidental death and disability insurance to these primary breadwinners, ensuring social security for the most vulnerable.

Chandranna Bima is a government-backed insurance scheme aimed at providing financial security to workers in the unorganized sector. Launched by the Andhra Pradesh government, it ensures that workers and their families receive much-needed support in times of crisis. Whether it’s an accident or an unfortunate demise.

Why Chandranna Bima Matters

Regular people working construction, selling things at the market, or driving rickshaws often get left out when it comes to financial protection. Chandranna Bima steps in to be their hero! This program offers a helping hand to millions of hard-working people who don’t have fancy office jobs or benefits. It’s not just about money – it gives them peace of mind and makes them feel valued.

Chandranna Bima Coverage

  • Natural Death:
    • Age Group: 18-50 years
    • Claim Amount: ₹1 Lakh
  • Accidental Death:
    • Age Group: 18-70 years
    • Claim Amount: ₹5 Lakh
  • Permanent Disability (Full):
    • Age Group: 18-70 years
    • Claim Amount: ₹5 Lakh
  • Partial Disability:
    • Age Group: 18-70 years
    • Claim Amount: Up to ₹2.5 Lakh

Benefits Under the New Chandranna Bima Scheme

Natural Death Benefit:

  • Relief Amount: ₹1 lakh
  • Age Group: 18 to 50 years
  • Details: The government will pay ₹1 lakh directly to the nominees of beneficiaries who pass away from natural causes. This will be managed through the GV/WV & VS/WS Department.

Accidental Death/Permanent Disability Benefit:

  • Relief Amount: ₹5 lakhs
  • Age Group: 18 to 70 years
  • Details: In case of accidental death or permanent disability, beneficiaries will receive ₹5 lakhs through an insurance company. This insurance coverage will be provided under a suitable Group Insurance Scheme selected by the government. The government will cover the total premium for the scheme.

Challenges and Improvements

  • Awareness: Many eligible workers are still unaware of the scheme. More robust awareness campaigns are needed.
  • Claim Processing: Streamlining the claim process can ensure faster disbursal of benefits.
  • Expansion of Benefits: Adding more benefits, like health insurance coverage, could make the scheme even more impactful.

Chandranna Bima: Who Runs It and How to Enroll

The ChandrannaBima program is overseen by two government departments in Andhra Pradesh

  • Labour Department: This is the main department in charge of the program (Nodal Agency).
  • GSWS Department: This department enrolls beneficiaries (Implementing Agency).

Enrollment Process

  1. Door-to-Door Survey: Grama/Ward volunteers will visit homes to identify eligible beneficiaries from Below Poverty Line (BPL) families.
  2. Registration Centers: All Grama/Ward Sachivalayams now act as enrollment centers for Chandranna Bima. Here, volunteers will help with beneficiary registration and claims processing.
  3. Data Collection: The GSWS Department, with the help of volunteers, will identify and register eligible beneficiaries. This data will be shared with the Labour Department for verification.

Who is Eligible?


  • Age: 18 to 70 years old
  • Income: Must be from a Below Poverty Line (BPL) family
  • Work Status: Must be the primary breadwinner in the family

Important Notes

  • Beneficiaries will need to sign an enrollment form and a health declaration.
  • The Labour Department has the final say on eligibility.
  • Age verification will be done using Aadhaar cards or other government-approved documents.
  • Beneficiaries need to appoint a nominee (spouse, child, dependent) to receive claim benefits in case of death.
  • The GSWS Department will manage nominee data and share it with insurance companies for claim settlements.
  • A strong IT system is being implemented to manage the program.
  • Claim settlements require various documents like claim forms, death certificates, and nominee details.

Choosing a Beneficiary

It’s important to choose someone to receive the benefits in case of your death. This person, called a nominee, can be your spouse, child, dependent, or legal representative. The GSWS Department will maintain your nominee details for claim processing.

Making a Claim

In case of a claim, the implementing agency will work with the insurance company to settle it. This typically involves submitting documents like:

  • Claim form
  • Claim-cum-discharge form
  • Death certificate (if applicable)
  • Age proof
  • Nominee’s details (Aadhaar number and bank account)
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